Direct Mortgage Concepts

Your Local, Experienced and Trusted Mortgage Broker

We've got runs on the board. We've been around for over two decades, and our clients are some of our biggest advocates. We are now writing loans for second and third-generation clients, which speaks volumes about how we go about our business.

We've got the experience to see what's not happening before it is too late. Our team pays close attention to the next steps to ensure that those responsible are working towards a common goal. If need be, we step in on your behalf to ask the tough questions others don't.

Our business is built on taking ownership of the deal. Your deal is the most important deal to you and us. Just because things should happen doesn't mean they do. They need to be driven.

Our team continually engages with others in the process (lenders, agents, conveyancers) to ensure that things happen and that you get the results you deserve.

Just like we say, "We work for YOU, not the bank".

The DMC Difference

Why People Keep Coming Back to Direct Mortgage Concepts

Wayne Dickerson

Wayne is a Hornsby Shire local with over three decades of lending experience. A former bank branch manager before stepping into the broker world in 1998 and establishing Direct Mortgage Concepts in 1999.

Wayne is a local Chamber of Commerce member and a networking advocate running a small networking group in the Hornsby Shire.

He's a sports lover and has a keen interest in golf and rugby league.

- Diploma in Financial Services DFSFP
- Diploma in Finance & Mortgage Broker Management DFMBM
- Full member Mortgage Finance
- Association of Australia (MFAA)Certificate IV in Financial Services
- Justice of the Peace (JP)

Megan Williams

Megan has been with Direct Mortgage Concepts for over 10 years.

She’s worked in banking and finance since 1982, working with Westpac in the branch retail network. She went on to become a manager in the Business Banking area for several years.

In 2007, she shifted into a loan processing role in the broker market and has continued to provide great insight into all aspects of lending and customer experience.

She enjoys reading, line dancing and arts and crafts.

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